Enhanced Budget Planner
Choose your budgeting approach and let's build a personalized plan
Step 1: Choose Your Budget Method
Select a budgeting approach that fits your lifestyle and goals

50/30/20 Beginner Budget

50/30/20

Perfect for those new to budgeting. Simple allocation: 50% needs, 30% wants, 20% savings.

Needs: 50%Wants: 30%Savings: 20%

60/30/10 Student Budget

60/30/10

Ideal for students with lower income. More flexibility with 60% for needs, 30% wants, 10% savings.

Needs: 60%Wants: 30%Savings: 10%

Aggressive Saver (40/30/30)

pay-yourself-first

For those serious about building wealth. 40% needs, 30% wants, 30% savings/investments.

Needs: 40%Wants: 30%Savings: 30%

Family Budget Plan

50/30/20

Designed for families with children. Balanced approach with focus on stability and education.

Needs: 55%Wants: 25%Savings: 20%

Debt Payoff Focus

zero-based

Prioritize debt elimination. Minimal wants, maximum debt payments.

Needs: 50%Wants: 15%Savings: 35%

Traditional Envelope Budget

envelope

Classic envelope method for hands-on budgeters who prefer category-specific allocations.

Needs: 50%Wants: 30%Savings: 20%