Enhanced Budget Planner
Choose your budgeting approach and let's build a personalized plan
Step 1: Choose Your Budget Method
Select a budgeting approach that fits your lifestyle and goals
50/30/20 Beginner Budget
50/30/20
Perfect for those new to budgeting. Simple allocation: 50% needs, 30% wants, 20% savings.
Needs: 50%Wants: 30%Savings: 20%
60/30/10 Student Budget
60/30/10
Ideal for students with lower income. More flexibility with 60% for needs, 30% wants, 10% savings.
Needs: 60%Wants: 30%Savings: 10%
Aggressive Saver (40/30/30)
pay-yourself-first
For those serious about building wealth. 40% needs, 30% wants, 30% savings/investments.
Needs: 40%Wants: 30%Savings: 30%
Family Budget Plan
50/30/20
Designed for families with children. Balanced approach with focus on stability and education.
Needs: 55%Wants: 25%Savings: 20%
Debt Payoff Focus
zero-based
Prioritize debt elimination. Minimal wants, maximum debt payments.
Needs: 50%Wants: 15%Savings: 35%
Traditional Envelope Budget
envelope
Classic envelope method for hands-on budgeters who prefer category-specific allocations.
Needs: 50%Wants: 30%Savings: 20%